We all want to keep our finances happy and healthy, but finding ways to make or save money can get exhausting. That’s why we found a few tips and tricks to help. Check out these 5 tips today!
Share Your Opinion For Market Research
Have you ever just wanted to make some extra money without leaving the couch? Luckily that is possible with different marketing research and survey sites. There are lots of different ways to make money this way, but knowing which companies to go for can be tricky.
Check out these opportunities to make a few extra bucks today:
i-Say - Share your opinion with i-Say and earn rewards. This is an online survey rewards community with over 3 million members. You can redeem points for a variety of rewards and enter contests for additional chances to win! It’s easy to sign up, and the opinions that are shared with i-Say go toward influencing brands and products all around the world.
Swagbucks - Swagbucks has paid their members over $260 million so far through rewards and continues to grow. You can earn points by shopping online with your favorite retailers, watching entertaining videos, looking for deals, and taking surveys. Most likely you already find yourself doing these things, so why not get rewarded for it? You will be able to redeem your point for gift cards to over 1500 retailers like Sephora, Target, eBay, Lowe's, and more!
Survey Junkie - Sharing your opinions on certain products can get be an easy way to make some extra cash for you and your family. Your opinions have the power to earn cash and gift cards. What’s easier than saying what you think and getting rewarded for it? Survey Junkie is a great place to start.
Opinion City - Participating in surveys, market research, and free sample programs is a nice way to supplement some income while staying in the comfort of your home. Some sites offer more than others, but Opinion City is one site that offers many member benefits. You can get started with no experience or special equipment needed.
PointClub - You’ll earn points for each survey you complete as a member, plus they are always coming up with new ways to help you earn points. When you have enough points, you can redeem them for cash or a gift card. Join the club for free today! This online survey opportunity even offers you $5 just for signing up.
Make Money On Your Own Time
Another great way to boost your wallet would be to make some extra money with a side hustle. You can use the money to pay off some debt, work your way towards a money saving goal, or just about anything you want. Check out some of your options.
Lyft - Lyft is a great way for people to make money on their own time. This service matches lyft drivers with passengers who request rides through their smartphone app, and passengers pay automatically through the app. Whether you’re trying to offset costs of your car, cover this month’s bills, or fund your dreams, Lyft will get you there. So, go ahead. Be your own boss.
Negotiate Your Bills With This Financial Manager
Having a system to manage the money you already spending is important in keeping your wallet happy. If you are able to simplify your bills, you will have money to spend as you please. One great option to manage this process is Trim Financial Manager.
Trim Financial Manager - Saving money should be easy. Trim automates ways to save you money. That way, whether you’re saving towards a new financial goal or just trying to keep your wallet happy, you can make the most of your money. Trim can securely connect your accounts, analyze spending, cancel subscriptions, reduce any phone, cable, or internet bill for you, and find you better car insurance. Trim will send you text updates on spending you have done, subscription you might want to cancel, and updates on negotiations with bills.
Repair Your Credit
Your credit score is an important part of your financial health. Not only is important to at least know your score, it will benefit you to keep it in a good range. Having poor credit will put a strain on your wallet in the long run. Getting auto financing for a car, applying for a personal loan, or refinancing debt can all be affected by your credit score. Luckily, many services are available to help people repair your credit.
Create A Budget
Keeping your wallet happy also comes down to being smart with the money you already have in there. Creating a budget that works for you can help. Some people find success by only spending cash. The act of physically giving away a dollar bill establishes a more mindful habit of spending money. Other people have used the 50/30/20 rule. This budget helps you divide up your income into percentage budgets: 50% goes towards the essentials (rent, transportation, groceries, etc.), 30% goes towards things you want (go out to eat, vacations, shopping, etc.), 20% goes towards savings (savings, paying off debt, emergency fund, etc.). Picking the correct budget can take some time, but it will benefit your wallet to figure it out early on.
