Personal Finance

We have been conditioned to think that even though bank accounts are necessary that they are a drain on our resources. For example, most bank accounts come with high monthly fees, unless a user maintains a significant minimum monthly balance or meets other...

There are a lot of different versions of debt depending on who you are and what you owe. In this context, we’re referring to an individual’s debt.Sponsored ListingsThe early 21st century has found an increase in the debt of individuals in developed, First World...

Credit card rewards are basically incentives for using a particular brand of card and keeping your score up. Sponsored ListingsFinding the best reward card for you has a lot to do with how you spend your money, whether you need frequent flyer miles or just cash back...

Unsecured, secured, and pre-paid credit cards: you may be thinking to yourself, ‘wait, there is more than one type of credit card?’ Yes, there are three distinctly different kinds and each has its own benefits depending on your personal financial situation...

Today, we're in a society that is more familiar with loans than grants. In fact, the average student loan debt for the class of 2017 was $39,400, and that number is growing annually. In total, Americans owe an astonishing $1.48 trillion in student loan...

Those who have attended college and borrowed from student loans know how difficult they can be to pay back later. In fact, it's not uncommon to hear about college graduates completely defaulting on their loans. If you feel like student loans are killing...

You know you're officially "adulting", when you've set-up a 401(k) account and find yourself giddy with excitement as you watch the numbers grow. According to Bloomberg, approximately 95% of Americans actively contribute to their retirement account, and...

A common mistake that many people make when budgeting is failing to realize where their hard earned money is going in the first place. Consider these common mistakes below to get a handle on your finances. Not Planning for Retirement When you're in your...

I’m not sure if there is a more cliché character than a sleazy used car salesman. I personally have owned 6 cars in my lifetime, 4 of which were bought and financed from a dealership. Each and every time I went shopping, I absolutely dreaded setting foot...

According to an American Household Credit Card study conducted in 2017, Americans are under a cumulative total of about $905 million debt, an 8% increase from last year’s amount. Of that debt, households up on average $131,431. As a result, many Americans...